Quick Answer
Simplifi by Quicken is a streamlined AI budgeting app with real-time spending visibility and customizable spending plans. From $3.99 per month billed annually. Available on web, iOS, and Android with a 30-day free trial.
What It Does
Simplifi connects to bank, credit card, and investment accounts to track all transactions automatically. It creates a personalized spending plan based on income and regular bills, categorizes transactions using AI, tracks financial goals, monitors recurring charges, provides real-time spending watchlists, and generates reports on spending trends and financial health.
What It Cannot Do
Simplifi does not offer cash advances, bill negotiation, or subscription cancellation services. It has no free tier after the trial period. Investment tracking is basic compared to Empower. It does not offer tax filing or financial advice.
Who Is It For
Individuals and households who want a streamlined budgeting experience backed by Quicken's decades of financial software expertise. Particularly suitable for users who found traditional Quicken too complex but want more substance than basic budgeting apps.
About Simplifi by Quicken
Simplifi is Quicken's modern mobile-first budgeting app designed to be simpler than the traditional Quicken desktop software while still providing comprehensive financial tracking. It connects to thousands of financial institutions via Plaid, automatically categorizes transactions, and uses AI to identify spending patterns and surface insights. Simplifi's approach centers on a customizable spending plan rather than a rigid category budget, making it more flexible than zero-based budgeting apps. The app provides real-time spending visibility so users always know what they have left to spend for the month.
Pricing and Access
30-day free trial. Annual billing at $47.88/year. Month-to-month option available at higher rate. No free tier after trial.
Platforms
How AI Works
HybridFounded
2020
Headquarters
Menlo Park, USA
Related Resources
Software