Treasury Management Checklist
Cash Flow & Treasury
Quick Answer
Describe your current cash management practices and business context. Paste into Claude or ChatGPT. Get a comprehensive treasury checklist with gap assessment and prioritized improvements.
What You Get
A comprehensive treasury management checklist covering daily, weekly, monthly, and quarterly disciplines, gap assessment versus best practice, prioritized improvement recommendations, and a treasury policy framework for the business.
Who Is This For
CFOs building treasury management disciplines, finance managers improving cash monitoring processes, and fast-growing companies that have outgrown ad-hoc cash management.
About This Template
Good treasury management is a set of disciplines not a one-time exercise. It covers daily cash position monitoring, weekly cash flow forecasting, monthly working capital review, and quarterly banking relationship management. This template guides CFOs and finance managers through describing their current treasury practices, then uses AI to assess gaps against best practice and produce a prioritized treasury management checklist tailored to their business size and complexity.
Fill In Your Details
Your company name
e.g. 45 employees, $8.5M annual revenue
Describe what you currently do to monitor and manage cash day to day
e.g. one operating account, one payroll account, one savings account at two banks
How often do you check cash balances and how do you forecast cash position
What cash management problems do you experience most often
Gather these details then use them to fill in the prompt below.
AI Prompts
Generate treasury management checklist
Paste this prompt into Claude or ChatGPT with your situation filled in.
You are a treasury consultant assessing and improving a company's cash management practices. Using the information below, produce a comprehensive treasury management framework. Company: [company_name] Size: [company_size] Current practices: [current_cash_practices] Banking setup: [banking_setup] Cash visibility: [current_cash_visibility] Pain points: [pain_points] Produce: 1. Current State Assessment — what is working and what is missing in current practices 2. Daily Treasury Checklist — what to check and do every business day 3. Weekly Treasury Checklist — weekly cash flow and working capital review tasks 4. Monthly Treasury Checklist — monthly closing and reporting tasks 5. Quarterly Treasury Checklist — banking relationship and policy review tasks 6. Gap Analysis — specific gaps between current practices and the checklists above 7. Priority Improvements — the top 3 changes to implement in the next 30 days Calibrate recommendations to the stated company size — a 45-person company needs different treasury discipline than a 500-person company.
Sample Output
This is an example of what AI produces when you use this template.
Daily Treasury Checklist
Every business day before 9am: 1. Check cash balance across all bank accounts (5 minutes — set up bank account aggregation in your accounting system if not already done) 2. Review any overnight ACH transactions for unexpected debits 3. Confirm any large expected receipts have arrived — if not, follow up immediately 4. Check for any payments due today that have not been approved 5. Update the daily cash position in your 13-week forecast spreadsheet This takes 10-15 minutes and eliminates 90 percent of cash surprise situations. Most cash crises happen because problems were spotted too late — daily monitoring gives you reaction time.
Priority Improvements
Priority 1 (this week): Set up automated bank balance alerts on your phone. Every major bank offers SMS or app alerts when your balance drops below a threshold. Set the threshold at your minimum operating reserve plus 20 percent. This costs nothing and eliminates the risk of missing a cash problem over a weekend. Priority 2 (this month): Build a simple 13-week cash flow spreadsheet and update it every Monday morning. It does not need to be complex — a weekly view of expected receipts and disbursements is sufficient. The discipline of updating it weekly forces you to think about cash proactively. Priority 3 (this quarter): Schedule a quarterly relationship review with your primary banker. Review your credit facility, discuss upcoming capital needs, and ensure your banker understands the business. Bankers lend to people they know — a relationship built before you need credit is worth significantly more than one built during a crisis.