Business Lending & Financing
Compare the best business loans, lines of credit, and financing platforms for small businesses and entrepreneurs โ SoFi, LendingClub, Kabbage, Bluevine, Fundbox, and OnDeck reviewed.
SoFi
Mobile AppPersonal and business loans with no origination fees, unemployment protection, and member perks like career coaching.
LendingClub
P2P lending pioneer turned digital bank offering personal and business loans with fast funding and debt consolidation.
Kabbage (American Express)
Mobile AppAmerican Express-owned lender offering SMB lines of credit up to $250,000 with revenue-based qualification.
Bluevine
Mobile AppBusiness credit lines up to $250,000 with simple interest starting at 7.80% APR, plus free business checking for SMBs.
Fundbox
Mobile AppInvoice financing and credit lines for SMBs using AI underwriting with lower minimum business requirements.
OnDeck
Fast business term loans and credit lines for SMBs needing quick capital, with lower credit requirements than banks.
Credibly
Alternative business lender offering working capital loans, merchant cash advances, and SBA loans for small businesses โ with flexible qualification requirements and fast funding as quickly as 48 hours.
National Funding
Small business lender specializing in working capital loans and equipment financing โ with early payoff discounts, a dedicated funding manager model, and 25 years of lending history.
Lendio
Mobile AppSmall business loan marketplace connecting borrowers with 75-plus lenders through a single application โ covering SBA loans, term loans, lines of credit, equipment financing, and merchant cash advances.
Biz2Credit
Mobile AppSmall business financing platform offering term loans, working capital, equipment financing, and commercial real estate loans โ with an AI-powered BizAnalyzer tool that assesses business health and financing readiness.
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