Revolut
multi-currency-accounts · GB, EU, US, AU, SG, CA, globalRevolut is a multi-currency account and financial super-app that lets you hold and exchange 36+ currencies at interbank rates directly from your phone. Beyond currency exchange, Revolut offers built-in stock trading, cryptocurrency exchange, commodities, and budgeting tools — making it a complete financial hub for travelers and international professionals. International transfers reach 160+ countries, with the free plan offering a fair usage limit on fee-free exchange (beyond which a 0.5% weekday fee or 1% weekend fee applies). Premium, Metal, and Ultra plans ($9.99–$55/month) add higher exchange limits, travel insurance, airport lounge access, disposable virtual cards for online security, and cashback on spending. Revolut also integrates with Apple Pay, Google Pay, Open Banking, Xero, and Slack — making it especially useful for freelancers and SMBs managing cross-border finances.
What does Revolut cost and is it right for your international transfers?
Revolut is a money transfer service Transfer to GB, EU, US. Most versatile financial super-app — combines banking, investing, crypto, and budgeting in one place
⚠ Important — Money Transfer Disclaimer
The international money transfer services listed on this page are third-party platforms. Finatune does not handle, process, or facilitate any money transfers and is not a licensed money transfer operator. Exchange rates fluctuate in real time — the rate you see when comparing may differ from the rate locked in at the time of transfer. Always verify the total cost (fee + exchange rate markup) for your specific transfer corridor and amount before sending. Transfer speed estimates are typical ranges and are not guaranteed. Some services advertise 'no fees' — these platforms generate revenue through exchange rate markups above the mid-market rate, which can significantly increase the effective cost of your transfer, especially for larger amounts. Identity verification (KYC) is required by all regulated money transfer providers. Funds may be subject to holding periods or additional verification for first-time transfers or large amounts. Finatune may earn affiliate commissions from referrals to some platforms listed on this page, at no additional cost to you.
Pricing
// verify pricing before launch — prices shown may not reflect current vendor rates
Key Features
- •Hold and exchange 36+ currencies at interbank rates directly from your phone
- •Built-in stock trading, cryptocurrency exchange, and commodities — all in one app
- •Disposable virtual cards for secure online shopping — one-time use card numbers
- •Spending analytics and budgeting tools with real-time transaction categorization
- •International transfers to 160+ countries with competitive exchange rates
- •Premium/Metal/Ultra plans add travel insurance, lounge access, and higher exchange limits
- •Open Banking integration for connecting external accounts in one view
- •Business accounts with team expense management, Xero and Slack integration
Pros
- +Most versatile financial super-app — combines banking, investing, crypto, and budgeting in one place
- +Excellent multi-currency support — 36+ currencies at interbank rates with fair usage limits on free tier
- +Disposable virtual cards are a genuine security feature unmatched by most competitors
- +Premium plans offer strong travel benefits — insurance, lounge access, cashback at competitive pricing
- +Business accounts with Xero and Slack integration are valuable for freelancers and small teams
- +Strong regulatory standing — licensed as a bank in the EU (Lithuania) and EMI in the UK (FCA)
Cons
- −Free plan has fair usage limits on fee-free exchange — 0.5% weekday / 1% weekend fee applies beyond limit
- −Not a full replacement for a traditional bank — no physical checks, limited cash deposit options
- −Customer support is primarily in-app chat — phone support limited to Premium plans and above
- −Some features (stock trading, crypto) are not available in all regions due to local regulations
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Reviewed by Finatune · Last updated 2026-07-12