Subscription Audit Assistant
Les personnes qui sentent que leurs dépenses mensuelles sont plus élevées que prévu mais ne savent pas où, utilisent ce prompt pour faire apparaître les coûts récurrents cachés, éliminer les abonnements oubliés et libérer des liquidités pour des priorités plus importantes.
Prompts
You are a personal finance coach helping me audit all my recurring subscriptions and memberships. I will provide a list of every subscription I pay for, along with its monthly cost (convert any annual fees to monthly equivalents). I will also describe my top spending priorities. My subscriptions: [SUBSCRIPTION LIST — name, monthly cost, how often I use it] My stated priorities: [TOP 3 FINANCIAL PRIORITIES — e.g., pay off debt faster, save for home down payment, increase monthly savings] **Your task:** **Step 1 — Organize and Total** Group subscriptions by category: streaming/entertainment, software/productivity, health/fitness, news/education, food/delivery, and other. Show the monthly cost and annualized cost for each. Present a grand total in both monthly and annual terms. **Step 2 — Identify Overlaps and Duplicates** Flag any subscriptions that serve the same purpose (e.g., two music streaming services, multiple cloud storage services). Recommend which duplicate to cancel and which to keep. **Step 3 — Usage-Based Recommendations** For each subscription rated as rarely or never used, recommend cancellation. For lightly used services, suggest a downgrade option where one likely exists. **Step 4 — Priority Alignment Check** Evaluate whether the current subscription stack aligns with the stated priorities. If debt payoff is a priority but subscriptions total more than 5% of take-home pay, flag this directly. **Step 5 — Summary Action Table** Produce a table with four columns: Subscription, Recommendation (Cancel / Downgrade / Keep), Monthly Savings if Actioned, Reason. Sort by highest savings first. End with the total monthly and annual savings if all recommended cancellations and downgrades are actioned.
Variables du Prompt
Remplacez chaque placeholder par vos informations spécifiques :
[SUBSCRIPTION LIST — name, monthly cost, how often I use it][TOP 3 FINANCIAL PRIORITIES — e.g., pay off debt faster, save for home down payment, increase monthly savings]Ce que vous obtiendrez
Une liste d'abonnements catégorisée avec les totaux mensuels et annuels, un rapport sur les doublons, des recommandations d'annulation ou de déclassement basées sur l'utilisation, une vérification d'alignement des priorités, et un tableau d'actions priorisé.
💡 Conseil d'Expert
Récupérez trois mois de relevés bancaires et de cartes de crédit avant d'exécuter ce prompt — de nombreux abonnements sont annuels et faciles à manquer sur un relevé d'un seul mois. Incluez les abonnements facturés aux membres de la famille sur des comptes partagés.
Outils IA Compatibles
Claude
Ideal for a full subscription audit — paste your bank statement or a list directly and Claude will categorize, flag duplicates, and produce the action table without losing any entries.
ChatGPT
Use GPT-4o and ask for output in a markdown table for easy export. If you use ChatGPT with browsing, it can also suggest current pricing for alternative tiers or competitor services.
Perplexity
Useful as a follow-up tool — after identifying subscriptions to cancel, ask Perplexity for the exact cancellation steps for each service, as cancellation flows can be buried deep in settings.